Bhaskar Khas: Investors in government banks benefit comparatively, behind private banks' returns

When it comes to returns in the share market, investors have been attracted towards the PSU sector for some time now, especially in PSU Bank, investors are getting huge returns. Banks have many such schemes which guarantee good returns. These include Fixed Deposit (FD) to NPS, PPF, SCSS, SSY etc. Many people also invest in these schemes. Most of the investments are for long term so that they are ready to shoulder the financial obligations of themselves and their families. The shares of these banks have given returns more than what you would have got by investing your money in any bank scheme for a year. State-owned banks have overtaken private banks in terms of giving the highest return on equity. If you have invested Rs. 1 lakh, you would have got Rs. 1,06,660 would have been received. That means you will have gained 6660 rupees. If you had bought SBI shares worth Rs 1 lakh a year ago, this amount would have increased to Rs 1.42 lakh. That means you will have gained 42 thousand rupees. While an investment of 1 lakh rupees in PNB will turn into 1.72 lakh rupees in a year. Here you will have gained 72 thousand rupees in one year. Most bank schemes offer low returns, but are safe. It is not affected by market fluctuations. At the same time investing in share market is very risky. It is difficult to say whether there will be profit on the amount invested in it. SBI returned 42 percent, PNB 72 percent in the year SBI: Shares of the country's largest public sector bank State Bank of India (SBI) have given an average return of 42 percent in the year. Currently, the price of one share is Rs 822.10. PNB: The country's second largest state-owned bank has also delighted investors. It has given an average return of 72 percent in one year. Currently the price of one share is Rs 116.50. HDFC: Investors were disappointed in shares of HDFC, the country's largest private bank. It has given only 3 percent return in one year. This is much lower than the return on deposits in savings accounts. The share price is currently Rs.1626.15. ICICI: In terms of returns in one year this bank ranks far behind government banks, but far ahead of HDFC. It has given an average return of 27 percent in one year. Bank's share is Rs.1230.

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