UPI users! Beware of Jumped Deposit Scam: Do not transact on unknown numbers, the account will be empty within seconds; Learn from Expert Remedies for Security

Cyber ​​fraud cases are steadily increasing in the country. Cyber ​​cheating is looking for new ways every day to fool people.

Recently, Tamil Nadu police have warned of a new scandal. In this scandal, cyber criminals are cheating by the Unified Payments Interface (UPI). This method of scandal is so new and unique that cyber criminals can evacuate your account in a few seconds through UPI. The scandal has been named 'Jumped Deposit Scam'.

So, today In important news We will talk about what a jumped deposit scam is? You will also learn that-

Expert: Rahul Mishra, Cyber ​​Security Advisor, Uttar Pradesh Police

Question: What is a jumped deposit scam?

Answer- Cyber ​​criminals target UPI users in this scandal. Scammers first deposit a small amount in the user's bank account. After this, the withdrawal request is often sent to return the money. When users accept this request and enter their pin, they fall into the trap of cyber criminals and money is deducted from their bank account.

Question: What did NPCI say about the 'jumped deposit scam'?

Answer- The National Payments Corporation of India (NPCI) has said about the 'jumped deposit scam' that UPI users do not need to be unnecessarily panic. Keep in mind that in order to check or make a transaction, the UPI user has to click on the payment request. After this you have to put your UPI pin. Without the UPI pin, no one can withdraw money directly from the account of users. Therefore, there is no need to be afraid of this, but need to be careful and cautious. People fall prey to fraud only when they make a mistake themselves.

Question: What precautions should UPI users take to avoid such a scam?

Answer- A jumped deposit scam is a scam in which scammers try to trust you that they have mistakenly transferred money to your bank account. After this they ask you to send the money back through a phone, email or UPI transaction request.

Scammers often present fake and edited transactions records as evidence. So, if you ever find such a fake withdrawal request, be careful. Never accept any such request. Apart from this, to avoid scams, take some precautions in the graphic below.

Question- Is your UPI ID safe to share with someone?

Answer- Cyber ​​Expert Rahul Mishra says sharing UPI ID is completely safe. It is designed to make online transactions easier and faster. No one can withdraw money from your bank account by sharing only the UPI ID.

This is just a unique ID, which allows anyone to do safe online transactions without sharing a bank account number and IFSC code.

However, the mobile number or email ID is connected to the UPI ID and UPI account, which is sensitive information. Therefore, it should be avoided sharing it on social media. Also, to avoid online fraud, never share your UPI pin, password with anyone.

Question: How can scammers find someone's UPI ID?

Answer- The UPI ID has a mobile number and extension of UPI Provider. When you register your mobile number at unauthorized e-commerce websites, restaurants, malls, parking or other places, cyber criminals take advantage of it. They steal this data. This is easy to crack the UPI ID.

So some things should always be careful. As such-