According to 'The Great Indian Wallet Study' survey report by finance company 'Home Credit India', 25% of the income of lower middle class families is spent on food alone. That means one-fourth of the income is spent on running the kitchen.
Grocery shopping also plays the biggest role in kitchen expenses. A major portion of our income is spent every month on everything from dal, rice to milk and spices.
However, spending on groceries is necessary in everything. A healthy diet is essential for good health and well-being. So this cost is reasonable.
But if a few things are kept in mind, the cost of ration can be reduced without compromising on quality. This requires smart grocery shopping.
So, today' In 'Work News' We have come up with some easy ways for you to save on grocery bills. Today we will know that-
- What does smart shopping mean?
- What is better between online and offline shopping?
- How to reduce kitchen costs?
Q- What is Smart Shopping?
Answer : Smart shopping means being able to save money while shopping for household and personal items without overspending. If you want to save money, you have to adopt a smart way of shopping. For example, before shopping, make a list of essential items. If there is a must-have list, you will shop accordingly. Also make a budget. This will not cost you more than necessary.
A lot of research has been done on shopping behavior. This research found that people who go grocery shopping without planning and without a list, spend more than double what they need and budget for.
Nowadays, online shopping and mega stores are in trend, where there are always various kinds of offers going on. Meaning, one gets a free or several percent discount on any product. With this, you get more goods on offer without spending more. This is also a way to shop smart.
Question- What is better between online and offline shopping?
Answer- Both online shopping and offline shopping have their own advantages and disadvantages. Just like online shopping you can get the convenience of many grocery stores, that too with many offers. Not so with offline shopping. In this you buy all the ration from one shop.
Offline shopping is done from any shop, grocery store, mart, mall or mega store. Nowadays many attractive offers are available at marts, malls and even mega stores. Offers like one or two free on purchase of Rs 3,000, 5 kg sugar free or dinner set free. There are many other such attractive discount offers.
Know the difference between online and offline shopping through this graphic-
Q- What things should be kept in mind while shopping for groceries?
Answer- There are many things you need to keep in mind while buying groceries. As if both our ration list and budget are already ready. Also know which stores or marts have good offers. However, the quality of the product should never be compromised. One should always buy the best quality items.
Q- What are the things to keep in mind while shopping online?
Answer- Online shopping means shopping from the comfort of your home. Nowadays, most people resort to online shopping to save their time. In such a situation, both prudence and caution are necessary as people often fall prey to fraud in today's digital world. So, before buying, remember the points mentioned below-
- While shopping online, you should have internet security and anti-virus in your laptop or computer.
- Do not buy from any unknown shopping site or online grocery mart.
- While making payments on unknown websites, it is possible that your account may get hacked. So, please check the URL of the website.
- Also, make sure that the Website's payment system has a MasterCard secure code. With this you will be protected from any kind of fraud.
- Remember to never save ATM card details. While shopping online, you will get a notification asking you to save the ATM card details or password, so never do this.
- Usually opt for cash on delivery only.
Q- How to arrange for monthly groceries? Answer- First of all see what goods you need in a month. Then check Home Storage to see what items are left over from last month. Remove items you already have from the grocery list. You can keep items such as meat, fish and eggs that will last up to a week in the freezer. By doing this they can last longer.
So now you must have known how you can save on your ration bill. Making a few small changes can add up to big savings. So start paying attention to these things. A few simple changes can help you lower your monthly grocery bill, stick to a budget, and save.
Image Credit: (Divya-Bhaskar): Images/graphics belong to (Divya-Bhaskar).
