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Various travel insurances for domestic-international travel: Losses due to air travel suspension due to bomb threats can be claimed through travel insurance.

The trend of domestic and international travel has increased in the country since last two-three years. Due to this, the demand for travel insurance is increasing. Many flights have been delayed or canceled recently due to bomb threats. In situations like flight delay, the airlines concerned have to arrange meals, alternate flights or full ticket refund as per the instructions of Directorate General of Civil Aviation (DGCA).

However, this relief does not apply when the delay is due to extraordinary events. Such as a bomb scare that is beyond the airline's control. This means that if a trip is canceled due to a bomb threat, the airline will not reimburse the loss. In such a situation, travel insurance can provide relief. Mainly international travelers can claim refunds for flight delays or diversions due to bomb scares depending on the terms of the travel insurance policy.

International Travel Insurance Coverage Rs. up to 4 lakhs International travel policies often come with great returns. Trip delay coverage can range from Rs 4200 to Rs 84 thousand. Insurance companies cover hotel stay in case of emergency by Rs. Provides coverage up to 4 lakhs. Apart from this, they also provide an allowance of Rs 10,500 per day in case of being stranded on the road. However, this coverage depends on the policy and the insurance company.

Premium up to 10% of travel cost Travel insurance premium ranges from 4-10% of the travel cost. It depends on many things like destination, coverage, age of covered person, insurance company etc.

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Image Credit: (Divya-Bhaskar): Images/graphics belong to (Divya-Bhaskar).

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