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Scam in the name of Kisan Samman Nidhi: How fake apps, websites and links can be identified, money can be recovered even after fraud

On June 28, a message about the Pradhan Mantri Kisan app was received on the WhatsApp of a young man in Khedapa, Jodhpur, Rajasthan. A link was also attached with the message, when the young man clicked on this link, his mobile was immediately hacked. In no time, 2 lakh 75 thousand rupees were deducted from the bank account of the young man.

The victim immediately complained about this to the cyber cell of the Jodhpur rural police. The police immediately took action and froze the hackers' bank accounts and recovered the cash. After this, the police returned Rs 1 lakh 57 thousand 100 to the victim through the court.

Another such case has come to light from Shergarh Tehsil area of ​​Jodhpur. Where a young man received a message on his mobile, which said 'Click here to join Central Government's Kisan Samman Nidhi Yojana.' As soon as the link was clicked, a suspicious app was downloaded on the mobile. After some time, 41 thousand 200 rupees were withdrawn from the bank account of the young man. The youth immediately informed the police about this. The police swung into action and recovered Rs 41,200 from the hacker's bank account on September 12.

In the last few years, the incidence of cybercrime in Rajasthan has increased rapidly. According to the Indian Cyber ​​Crime Coordination Centre, cyber fraud worth Rs 165 crore was committed in the last 3 years, of which the police froze Rs 61 crore and returned Rs 9 crore to the victims.

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So, today In work news Shall we talk about how to identify fake apps or websites? You will also learn that-

  • What precautions should be taken when getting unknown link on mobile?
  • How do I get my money back if I am a victim of cybercrime? Expert: Rahul Mishra, Cyber ​​Security Advisor (Uttar Pradesh Police)

Q- How do cyber thugs make people their victims? Answer: Cyber ​​security expert Rahul Mishra says that hackers can hack your phone only when you make a mistake. Because hacking any phone requires permission. Hackers first send a link through Facebook, WhatsApp message or e-mail to hack your mobile. In this link, they promise huge discounts on any e-commerce site, benefits of government schemes, earn money at home or very low interest loans. When the user clicks on this link, a fake website opens or is asked to download an application.

These phishing websites or apps are designed in such a way that it looks very real at first glance. So, many a times even the savviest users are duped, these sites fall prey to people as soon as they enter their details.

Question- How can we recognize if a Website is real or fake? Answer- Fake websites are created by cyber criminals to trick people. These are also called phishing websites. Checking these websites is very important for online security and to protect the phone from hacking. Before registering your details on any website, check certain things.

Understand how you can check the authenticity of a website from the graphic below.

Q- What to do if you visit a fake website? Answer- Do not share sensitive information like your financial details, verification code, social media account password, mobile number or email id on any fake website. If you have any doubts about a website, report fake websites by going to Google's Safe Browsing. Google Secure Browsing protects users from fake websites and online alerts.

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Q- What are fake apps? Answer- Cyber ​​criminals typically design fake apps to look like legitimate apps. While installing, these apps ask for more access permissions than required, allowing hackers to access user data. Fake apps are developed for many reasons. such as-

  • Installing Malware: Through fake apps, scammers install malware on smartphones, through which they steal user data (password, email, phone number).
  • Financial Scam: Using fake apps, hackers can access user's UPI apps and withdraw money from bank accounts.
  • Identity Theft: Fake apps can steal user's identity and blackmail.

Q- How can we identify fake links sent by hackers? Answer: To identify hacking links, definitely look for keywords like .apk, .exc, .pif, .shs, .vbs at the end of the link. If the link ends with these keywords then do not click on such links at all. By clicking on this you may become a victim of fraud.

Apart from this, never install apps like AnyDesk, Teamviewer, Airdrop in your phone or laptop through suspicious links. These are remote access apps, as soon as they are installed in the mobile, the control of the entire mobile or laptop goes into the hands of cyber thugs. After this they can track your activities. can steal your data.

Q- Can you get money back if you are a victim of cyber fraud? Answer- Cyber ​​expert Rahul Mishra says that if you have been cyber-frauded, immediately report it to the nearest cyber cell police. Apart from this, lodge a complaint on National Cyber ​​Crime Reporting Portal or 1930. If a complaint is made within 30 minutes, there is a chance of getting the money back as the cyber team freezes the bank accounts of the cyber fraudsters as soon as the complaint is received. If the cyber fraudster has not withdrawn the money from the ATM by then, it can be refunded. Delaying the complaint reduces the hope of getting money back.

Image Credit: (Divya-Bhaskar): Images/graphics belong to (Divya-Bhaskar).

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